Hotel/Motel Umbrella Program

Designed for limited service franchise Hotels & Motels, the Hotel Excess Umbrella Liability program is a Best-in-Class solution for your client’s Umbrella needs.  Further, our program affords the broadest coverage at the most cost-effective pricing and allows your client the opportunity to stay compliant with their franchise agreement.

Highlights

• Backed by an “A” rated insurance company.
• Extremely competitive pricing.
• Quotes turned around quickly and indications typically given immediately.
• Broad coverage and low minimum premiums.
• Available on a stand-alone basis to round out your coverage offerings.

Eligible Risks

• Franchised Hotels/Motels

Limits Available

• $5M Each Occurrence/$5M Aggregate
  or
• $10M Each Occurrence/$10M Aggregate.
  or
• $15M Each Occurrence/$15M Aggregate.

Minimum Premiums

• $1,100 ($5M), $2,200 ($10M), or $3,300 for ($15M)

Underlying Requirements

• Minimum of A- (VII) Best’s rating on underlying carriers.
• Underlying minimum limit of $1M GL ($2M Agg).
• Automobile Liability (if applicable):  $1,000,000 Each Accident CSL
• Employers Liability:  $500,000/$500,000/$500,000
• Stop Gap:  $1M/$1M/$1M

Limitations

Not available in Alaska and some limitations on pools and restaurants.  Limited to two owned autos per policy – passenger transport excluded.  Also, certain exposures will render a hotel/motel as ineligible for the program.  These include the presence of armed guards, dog kennels, etc…

Contact

Contact Bill Cleave at 609-818-9534 or via email at for more information and for an application.